Everyday needs
Plan for household needs and unexpected expenses.
Explore more
SAVINGS
Give every franc a purpose.
Create a plan you can follow, from everyday needs to longer-term ambitions.
What are you saving for?
Education & goals
Break a bigger goal into monthly contributions.
Explore moreShared ambitions
Make a plan together with your savings group.
Explore moreWhat will your goal take each month?
This plan calculates contributions only; it excludes interest, fees and changes in purchasing power.
Know the details before opening an account.
- 01
Access to your savings
Ask when you can withdraw and whether a minimum balance applies.
- 02
The full cost
Request the tariff sheet and details of membership costs.
- 03
Interest and timing
Ask whether interest applies, how it is calculated and when it is paid.
Your life. Your goals.
Practical guides for the next step, from your household to your enterprise.
Your family
Plan school costs, household needs and future goals.
Make a planYour business
Separate everyday working capital from the cost of expansion.
Explore the guideYour harvest
Match funding needs with harvest timing and sales.
Plan the seasonStart with what you are saving for.
These are topics to discuss. The SACCO confirms which services are available and their terms.
Near-term needs
Ask about access, limits and charges when you need to use your savings.
See what to askA goal with a date
Write down the purpose, amount and date. Work out a monthly contribution you can sustain.
Calculate a contributionSaving for a child
Ask which suitable services exist, who can operate them and how access works while the child is a minor.
Prepare your questionsYOUR NEXT CHAPTER